Sharon Lanen Coskren - Leading Edge Real Estate



Posted by Sharon Lanen Coskren on 8/23/2019

Want to make your homeownership dream a reality? Get pre-approved for a mortgage, and a first-time homebuyer can move closer than ever before to acquiring his or her ideal residence.

Ultimately, there are many reasons to receive pre-approval for a mortgage, including:

1. You can establish a realistic homebuying budget.

Entering the housing market for the first time can be challenging. In fact, many first-time homebuyers struggle to establish realistic expectations before they begin their home search. And as a result, these homebuyers may end up spending too much for a house.

Fortunately, getting pre-approved for a mortgage enables a homebuyer to enter the real estate market with a budget in hand. This ensures a homebuyer can avoid the temptation to overspend on a residence.

Pre-approval for a mortgage also allows a homebuyer to map out his or her homebuying journey. With a plan in place, this homebuyer may be better equipped than others to acquire a top-notch residence that matches or exceeds his or her expectations.

2. You can speed up the homebuying journey.

Although a first-time homebuyer can always submit an offer on a home without a mortgage in hand, doing so may be tricky. In some cases, it may even slow down the homebuying process, especially if a homebuyer has to allocate significant time and resources to find a mortgage lender.

On the other hand, a homebuyer who gets pre-approved for a mortgage should have no trouble accelerating the property buying cycle. This homebuyer will know exactly how much money is at his or her disposal, and as a result, can speed up the homebuying journey.

3. You can gain a competitive advantage over rival homebuyers.

In many instances, a home seller may be more likely to accept a proposal from a first-time homebuyer who has been pre-approved for a mortgage versus an offer from a buyer who still needs to obtain a mortgage.

A homebuyer who has a mortgage likely won't have to wait too long to acquire a house. Conversely, a homebuyer who needs to apply for a mortgage after an offer has been submitted may need to wait many weeks or months to complete a home sale.

Clearly, there are many great reasons for a first-time homebuyer to receive pre-approval for a mortgage. For homebuyers who want to ensure the best results possible, it certainly helps to collaborate with an experienced real estate agent too.

An experienced real estate agent understands the ins and outs of the housing market and will do whatever it takes to help a homebuyer streamline the property buying journey. This housing market professional will set up home showings and negotiate with a home seller on a property buyer's behalf. Plus, he or she is happy to provide honest, unbiased recommendations to help a homebuyer make his or her homeownership dream come true.

Take the next step to acquire your dream residence get pre-approved for a mortgage today, and a first-time homebuyer can get the necessary financing to purchase his or her ideal house.




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Posted by Sharon Lanen Coskren on 8/22/2019

Prime location for this beautiful colonial set back off the road with enormous backyard. This home embodies the charm of yesterday with todays modern amenities and they just don't build them like this any more. Period details include coffered ceilings, window seats, built in cabinets, large pantry area plus crown molding. You will be stunned when you see the $250,000+ in renovations including updated kitchen, amazing bathrooms, new windows, electrical, furnaces, central air, plumbing, hot water heaters, patio, retaining walls, irrigation and insulation. Oversized front to back living room makes entertaining a breeze. Privacy abounds in the beautiful backyard with newer patio with great space for hosting friends and family. Relax and enjoy the summer breezes on your screened porch. Playroom/sunroom offers light filled space to play games and relax. This is a true gem that will not last!

More Info on this Property | New Listing Alerts





Posted by Sharon Lanen Coskren on 8/21/2019

This is the best buy in North Andover! Two bedroom condo in pet friendly complex with new carpet, new wood floors, new appliances and updated bathroom. Open concept kitchen flows directly into living room area making it easy to entertain. Both bedrooms have wood flooring and ample closet space. Meadow View has beautiful landscaping and you can relax by the pool or play a game of tennis or basketball. Laundry is on the same floor making it easy plus you have your own private storage space if you need it. There is plenty of parking here as well and it is conveniently located to all major highways. Don't miss out on this opportunity!

More Info on this Property | New Listing Alerts





Posted by Sharon Lanen Coskren on 8/16/2019

You stroll through the door of the house that you just selected to be your family's new residence. It appears to be an empty shell at the moment, but you can already picture your friends and family gathered for holiday festivities, your kids doing homework at the dinner table, or the uproar of laughter from family game night. Your new home will be a monumental place for new memories, but how can this empty shell of a house become the place that your loved ones call home?

Making it your own

Before you can truly enjoy your new place, you must make this place personalized for you and your family. The homeowners before you had their vision for what this house would be. It's your turn to do the same. Come up with a plan for each room and what it requires to make it feel like it's yours. Your plan may include things such as ripping out old carpet, tearing off wallpaper, or applying a fresh coat of paint. Little remodels like these can go a long way in helping you feel like you're truly home.

Fill the walls 

Moving can be such a daunting task in and of itself. Due to this most people delay decorating or personalizing their home until it's time to move on. The first thing you can do to create a comfortable place for your family is to fill your walls with decor as soon as possible. Once you finish sprucing up your walls, plan to complement them with stylish decor and pictures of your family. You'll love the difference it makes in the process of making your house feel more like home.

Add some greenery

Having a few plants in your living space can truly refresh a room. Plants can provide vivid colors that compliment your style, or add the presence of another living being. If you're not one to care for plants, add some low maintenance plants like succulents that will still survive if unattended for a few weeks. Even if you don't have a green thumb, a few fake plants will go undetected by guests.

Have people over

Having friends over is probably the last thing on your mind after moving into your new house. You don't want others to see your unpacked boxes shoved in the corner or your bare rooms still in need of furniture, but having people over will make your house feel more like home to you. Being in your new house can feel a bit like a vacation. To change this mindset, you should do life in your home as much as possible. Having friends and family over for dinner will help you feel like this space is truly your own.

Breaking in your new house doesn't have to be a year-long process. By setting aside a few weekends, you can feel at home in no time! If you're in need of ideas of how to spruce up your new place, talk to your realtor about finding an interior decorator to help with the process.




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Posted by Sharon Lanen Coskren on 8/15/2019

Tucked away at the back of the circle, this is one of the best locations in Brickett Hill! Relax and enjoy your morning coffee on your private deck overlooking the woods. Cozy family room with gas fireplace, wood floors and skylights is a great place to relax. Front to back living/dining room with lots of light is great for entertaining and family gatherings. Kitchen has updated cabinets and granite and offers pantry and great storage. Master has double closets and full bath with jetted tub. Master and second bedroom both overlook peaceful wooded setting. Laundry is conveniently located in the second full bath to make your day a little easier. Take a short stroll to the pool, tennis courts and clubhouse. All of this plus central air, detached garage and a parking space right out front. Walk up third floor attic offers great storage space. Close to major highways, shops and restaurants. Showings begin Friday 8/16.

More Info on this Property | New Listing Alerts







Sharon Lanen Coskren