Posted by Sharon Lanen Coskren on 8/3/2017


4 Colonial Dr, Andover, MA 01810

Condo

$139,900
Price

3
Rooms
1
Beds
1
Baths
Freshly painted, light filled third floor unit in the popular Colonial Drive development. A little bit of elbow grease will go a long way here. Don't pay rent and know what your fixed expenses will be each month! Condo fee includes heat, hot water, gas, water and sewer along with the enjoyment of the swimming pool, tennis court, basketball courts and bicycle storage shed. Laundry and extra storage are right downstairs. This complex is an easy commute to routes 93, 125, 28 and 128 with close proximity to Merrimack College and downtown Andover shops and restaurants. Don't miss out on this great opportunity!
Open House
No scheduled Open Houses






Tags: Andover   Real Estate   Condo   01810  
Categories: New Homes  


Posted by Sharon Lanen Coskren on 7/28/2017

Move into a house that has a smaller price tag on it and you could keep more of your paycheck, perhaps as much as ten percent or more of your paycheck. But, moving has unique expenses like shipping, transportation and labor. You’d also have to shop for a new home, play closing costs and inspection and mortgage fees.

Lower housing costs without leaving the home you love

And if you love where you currently live, moving may be the last thing that you want to do. Yet, you still need more money. Look over these tips to learn how you could keep more of your paycheck without moving,

  • Roll credit card balances into lower interest accounts. Pay attention to the fine print. Some cards start low then jump as high as 23% a year after you open the account.
  • Combine student loans into one low interest account. Check with your bank to see if they offer this service. If not, consider getting the service from another lender. If you choose this route, make sure that the total monthly payments and total interest that you will pay on the combined loans is lower than what you would have had to pay had you not combined the loans.
  • Rent out a portion of your home. You could receive several hundred dollars a month if you rent out one floor of your house.
  • Take on part-time freelance work. By working as a freelancer, you could work from home and increase your overall income. Set your own hours, deciding if you’re only going to work three, five or ten hours a week as a freelancer.
  • Conduct a monthly yard sale. A good yard sale can bring in a thousand dollars or more. Organizing a yard sale is also a good way to keep your house clear of clutter.
  • Create and stick to a budget. This is a habit that can pay off for years. Identify how much you are going to spend on food,clothing, entertainment, home upgrades and travel. See if you can cut back $100 a month on unnecessary spending.
  • Pay yourself first. Invest in an IRA or another savings plan before you go shopping.
  • Switch to lower cable, telephone and Internet plans. Are you paying for cable channels that you hardly ever watch? Consider switching to a lower priced plan. You may also find a better rate with a competitor.
  • Avoid giving into your children’s whims to buy them more toys or electronic gadgets. Steer clear of emotional spending to keep more of your paycheck without moving.

It doesn’t take a major repair to send you dipping into your savings to maintain your home. Routine lawn, roofing or wiring care can add up. Let your home owners association raise its fees or your local municipality raise property taxes and you’ll have less of your paycheck to keep. Fortunately, there are choices that you could make that allow you to enjoy keeping a larger portion of your income,without you having to move or log more hours at work.





Posted by Sharon Lanen Coskren on 7/21/2017

Summer boasts sunshine, warm temperatures and, of course, plenty of great homebuying opportunities.

The summer real estate market frequently represents a homebuyer's dream come true, and perhaps it is easy to understand why. There are many terrific properties available summer after summer, and homebuyers who know how to approach the real estate market should have no trouble securing a high-quality residence at a budget-friendly price.

What does it take to explore the summer real estate market effectively? Here are three summer homebuying tips that you need to know:

1. Become an Informed Homebuyer

Although many first-rate residences likely are available at the beginning of summer, the best properties will sell fast. Thus, homebuyers should take a diligent approach as they browse properties in summertime.

Stay up to date about homes in cities or towns where you would like to relocate. Also, examine home listings closely. Consider how long a property has been available, if the price of the property has been reduced recently and other homebuying factors as you conduct your home search.

An informed homebuyer will be better equipped than others to purchase a home that will serve him or her well for an extended period of time. And if you allocate the necessary time and resources to become an informed homebuyer, you may be able to accelerate the process of acquiring your dream residence.

2. Take Advantage of Open Houses and Home Showings

Open houses and home showings give you the opportunity to get an up-close look at a variety of top-notch residences.

Typically, you will be able to set up home showings at your convenience. These events enable you to browse a property, learn about its pros and cons and determine whether this residence meets or exceeds your expectations.

You also can take advantage of open houses, which serve as large, public home showings. An open house may feature dozens of potential homebuyers who visit a property over the course of several hours. As such, an open house will enable you to check out a house's interior and exterior, imagine what life would be like if you purchased a particular residence and decide whether to submit an offer.

3. Work with an Experienced Real Estate Agent

Browsing residences can be tricky, particularly for first-time homebuyers. But with an experienced real estate agent at your side, you can take the guesswork out of buying a house in summer.

Experienced real estate agents are available year-round and are happy to teach you about the ins and outs of purchasing a house in summertime. A real estate professional will help you submit offers on houses, keep you up to date about open houses and provide expert homebuying tips and guidance. That way, your real estate agent can help you accelerate your journey from homebuyer to homeowner.

Ultimately, an experienced real estate agent is available to support you in any way possible. He or she will even respond to your homebuying concerns and questions and make it easy for you to discover a terrific home in summer.

Collaborate with an experienced real estate agent, and you can navigate the summer real estate market quickly and effortlessly.




Tags: Buying a home   summer  
Categories: Uncategorized  


Posted by Sharon Lanen Coskren on 7/14/2017

There's a lot to love about a builder grade home, for example, the fact that it is newly built and doesn't come with the host of issues of an older home. However, these homes can lack in the personality department since the focus when being built was on the budget and not magazine worthy style. Keep reading to discover how you can add stylistic flair to your home without draining your bank account. Light fixtures. Changing light fixtures by either replacing them completely or painting them can make a huge difference in a room. Picking up a few cans of rubbed bronze or satin nickel spray paint will give a modern touch without breaking the bank. Doors. Replace or reface generic hollow core doors. You can reface flat doors by adding molding or get creative with a can of paint and a roll of painter’s tape and make the illusion that you have a raised panel door. Beadboard paired with molding is another great combination that adds personality to your doors without the major price tag. Stairs. Strip carpeting to expose treads and risers. Here’s where you can let your imagination go wild. Pick up some cans of paint and add a unique touch to your staircase by painting railings and  risers to add a pop of color. Avoid painting your stairs all one color to avoid a bland look. You can even paint a faux runner to really add a unique touch. Cabinets.  Replacing cabinets is always an option albeit a pricey one. If you’re happy with your cabinet layout you have a few diy options available. Variation can be the spice of life. Try removing some cabinet doors to keep things open or installing some glass paneled doors. Paint is always an option whether professionally sprayed or done by yourself. Another easy way to add some personality to builder grade cabinets is by updating hardware. Look for knobs and handles at antique shops to add a unique touch on a budget. Millwork. Molding, wainscoting, and beadboard. Oh, my. With this trio on your side, the possibilities for customization are endless. Frame a plain bathroom mirror, add chair rails or extend baseboards. With a little creativity, you can even recreate the look of coffered ceiling or paneled doors. If you are unsure of where to start, try looking through some home magazines for inspiration. Wallpaper. Wallpaper gives you endless options for adding flair to the walls of your home. Add a pop of color with bright, bold patterns or texture with paintable varieties. If you don’t want to make a commitment to wallpaper or the idea of scrapping it if you change your mind fills you with dread there are now a plethora of temporary wallpaper options. Tile. Hexagon and subway tiles are both guaranteed to add a modern feel to your home. However, your options today are endless no matter your budget. Explore the selections at your local home improvement store and don’t rule out materials fabricated to recreate a stone or wood finish. After all, there’s no need to empty your wall out just to get the look you want. Just because you’ve fallen in love with a builder grade home doesn’t mean it needs to stay quite so basic. If you want to add a touch of modern style to your home a little creativity and paint can go a long way. Don’t forget to sit back and enjoy all your hard work when you’re finished!




Categories: Uncategorized  


Posted by Sharon Lanen Coskren on 7/7/2017

What is it about cabinets that make them so difficult to keep organized? Despite our best efforts storage containers always seem to take over while baking ware get lost in the far back depths of corner cabinets. I’m here with X tips to keep your kitchen cabinets neat and tidy once and for all.

  1. Start with a major clear out to eliminate any unnecessary clutter. The kitchen is the easiest room in the house to build up excess stuff as it all seems so useful. However, in truth all those specialized gadgets and extra plates simply collect dust and make organizing more difficult.

  2. Give everything a place. By assigning each and every item in your kitchen cabinets a “home” you will be less likely to shove things away into drawers or into the back of cabinets. You will also be able to more effectively put the following tips to use as you will know exactly which solutions will work best for your belongings.

  3. Adding stacking shelves for plates and bowls adds extra storage to tall cabinets. Stacking shelves make the most of empty space without stacking plates a mile high and prevents having to pull from the bottom of a pile to grab a dinner plate.

  4. Add slide out organization to cabinets to create easy to reach access to the depths of cabinets without requiring a step ladder. They are easy to find at your local hardware or home goods store and easy to install on your own.

  5. Keep similar pantry items together in easy to grab bins. Think baking items together in one bin and spices in another. Matching bins placed on open shelves add a stylish touch to your home while clear containers allow you to see what is in each bin at a glance.

  6. Drawer dividers avoid the classic jumbled drawer of kitchen gadgets. Just as with pantry bins keeping like items in each section allows to easily find utensils at a glance. When shopping for dividers be sure to keep your utensils sizes and shapes in mind to find appropriately proportioned containers that will make the most of drawer space.

  7. Lazy susans in cabinets make it easy to find spices, canned goods and cooking oils with a quick spin of the fingertips. Keeping a lazy susan in the cabinet nearest your stove makes cooking an easier process.

  8. Alternatively, a spice rack on the inside of a cabinet adds storage space while putting cooking spices within arm's reach and puts the whole array at an eye’s glance. Again, this makes the most of vertical space to free up shelf space for other items.

  9. Hang mugs up on a spinning mug tree, mug rack or hooks under upper cabinets to make the most of vertical kitchen space, again, to free up precious shelf space. So often homeowners stuff their cabinets with mugs, unnecessarily monopolizing cabinet space.

  10. Invest in a matching food storage set that can nest easily. Better yet, look for the type where the lids snap together for an even easier storage solution. This also allows your food storage containers to be tucked away into one of the organizational bins from tip number four.

By making the most of vertical space and thinking outside the box when it comes to adding storage space to cabinets you can finally have organized cabinets that stay organized. To get the most out of these tips be sure to follow through on tip number one. Happy organizing!




Categories: Uncategorized